● 要闻概览
1.北京金融局局长：未来境内应该不会发放虚拟币交易所牌照
2.零壹智库：银行申请区块链专利数量4年暴增38倍
3.Libra协会：已成立技术指导委员会，监督和协调Libra网络技术设计和开发
4.抖音支付正式上线
5.金融科技公司“LoanCloud”完成首轮战略融资
6.加密零售经纪商Bitpanda发行多资产借记卡
● 新闻详情
1.北京金融局局长：未来境内应该不会发放虚拟币交易所牌照
近期监管部门对于虚拟货币、虚拟货币交易所打击的高压态势，引发了外界热议。北京市地方金融监督管理局局长霍学文表示，虚拟币监管不存在是否更严格，只会更严格，北京金融局对于发币行为“零容忍”，发现一起、打击一起。
Director of Finance Regulator in Beijing: Any Crypto Exchange Will Not be Licensed in China
Recently, the regulatory authorities' high pressure on virtual currency and exchange has aroused heated discussion. Huo Xuewen, director of the Beijing Financial Bureau, said that there is no question whether the supervision of virtual currency is stricter or not. The only way is stricter. The Beijing Financial Bureau has "zero tolerance" for cryptocurrency issuance. Once found, crack down.
2.零壹智库：银行申请区块链专利数量4年暴增38倍
区块链在去年迎来了“强劲风口”，银行也是其主要参与者之一。根据零壹智库数据统计，自2016年起至2019年12月份，我国共计有15家银行申请了区块链技术相关专利，专利申请数量合计达到433件，较之4年前的11件已经暴增了38倍有余。
Zero One Think Tank: the number of blockchain patents applied by banks has increased 38 times in four years
As a technological means with far-reaching impact on the future, blockchain technology is accelerating its penetration into China’s banking industry. As for commercial banks in China, statistics from the Zero One Think Tank show that from 2016 to December 2019, a total of 15 banks in China have applied for blockchain technology-related patents, and the total number of patent applications has reached 433, surging more than 38 times compared with eleven cases four years ago.
3.Libra协会：已成立技术指导委员会，监督和协调Libra网络技术设计和开发
1月16日，Libra协会宣布，2019年12月16日Libra协会已投票决定成立一个旨在监督和协调Libra网络技术设计和开发的技术指导委员会（TSC）。
The Libra Association has formed a technical steering committee to coordinate the design of the Libra platform.
In a statement released by Michael Engel on January 16, 2020, the Libra Association, the non-profit organization overseeing Libra, has voted to establish a Technical Steering Committee (TSC) to further Libra’s development and technical design.
4.抖音支付正式上线
1月19日，抖音支付已在抖音APP内正式上线，在抖音APP内购物结算时，除了支付宝和微信支付外，又添加了“抖音支付”的入口。2020年8月，字节跳动完成对武汉合众易宝科技有限公司的收购，拿下支付牌照后，字节跳动上线自身支付产品的节奏明显加快。
ByteDance launches Douyin Pay, mobile payment service for China
Douyin Pay was officially launched on Tiktok APP on 19 June. The short video app recently added “Douyin Pay” to its list of existing payment options, which have included Alipay and WeChat Pay. In August 2020, ByteDance completed the acquisition of Wuhan Hezhong Yibao Technology Co., Ltd. The move gave ByteDance’s subsidiaries license to provide payment features for its users.
5.金融科技公司“LoanCloud”完成首轮战略融资
近日，金融科技公司上海珑刻得网络科技有限公司（LoanCloud）完成近千万元战略融资。本轮融资由人工智能企业服务领域的领军企业上海冰鉴信息科技有限公司（以下简称“冰鉴科技”）领投，澳大利亚JiuJiu Dev跟投，海源资本担任本次投资的财务顾问。
Fintech company "Loan cloud" has completed the first round of strategic financing
Recently, LoanCloud, a financial technology company, has completed nearly 10 million yuan of strategic financing. This round of financing was funded by Shanghai Bingjian Information Technology Co., Ltd. (hereinafter referred to as the leading company in the field AI enterprise services). “Bingjian Technology”) led the investment, followed by JiuJiu Dev of Australia, and Haiyuan Capital served as the financial advisor for this investment.
6.加密零售经纪商Bitpanda发行多资产借记卡
加密零售经纪商Bitpanda正在接受一种新的Visa借记卡的预订单，该卡将加密货币、法币和贵金属等所有资产实时组合成一张卡。该卡链接到用户Bitpanda组合中的任何资产，允许持卡人随时通过APP切换链接的资产，并可以在全球范围内在线购物。
Bitpanda Launches Debit Card That Allows Users to Shop With Cryptocurrency
Bitpanda, an Austrian digital investment platform, has launched a debit card by Visa that is linked to the assets in its user’s portfolio, enabling them to use Bitcoin or other cryptocurrency holdings to shop online and in stores worldwide.
